With pensions increasingly a thing of the past, most Americans now need to build their own streams of income for a more secure retirement.  The success of your individual retirement income plan will rely on some key factors:

• Will the income last your entire lifetime?
• Will you trust your plan through years of unknown market volatility?
• Will your spouse or family be taken care of?

This is where adding an annuity to your portfolio can help.  This type of contract purchased from a life insurance company is designed with Long-Term Retirement Goals in mind.  With tax-deferred savings and gains, an annuity can establish a guaranteed level of income no matter what happens in the market.  In addition, annuities can help reduce the risk of outliving your current retirement income plan and give you options to leave a legacy for your spouse and family. 

^{Note: All guarantees are based on the financial strength and claims paying ability of the issuing insurance company.}